Krishnakumar KR

Moving ahead. One step at a time.

Bengaluru, Karnataka, India

Summary
Operational Strategy Project Management Strategist Product Design Product Management
With over 13 years of experience in the banking functional services with wide exposure to functional knowledge in banking software like Murex, OMRTA, Temenos T24 and Cloud Lending Solutions’ suite of products. I have excellent exposure in development life cycles staging from business requirements gathering, client consulting and interfacing, GAP analysis, Functional Specifications and QA detailed specifications and testing. I have thorough exposure in Requirement gathering, writing Functional specifications and understanding conceptual, logical design documents, based on which I come up with estimates and detailed test specifications. I have also proved strong leadership qualities by managing small teams. I have been an integral part of the client team for customizing the product (compare, contrast and work around) based on the needs of the clients.


Summary of Skills:

• Financial and Strategic Planning
• Program Management and Project Management
• Product Management – Ownership, Roadmap planning, Strategy, Inception, Development and Deployment (Custom and White label)
• P&L Management – Product pricing, Cost Negotiation, Pre-Sales, Budgeting
• Excellent understanding of Banking products specializing in Loans, Payments, Treasury (Forex, Money Markets, Swaps), Retail banking and Accounting (Suspense and Nostro Reconciliations)
• Excellent understanding of Payment modes like SWIFT, FEDWIRE, Card payment mechanisms and online payment tools.
• Excellent Consultancy skills across T24™ and Salesforce functional products. Involved in T24™ implementations & Consultancy across the globe for more than 5 years either as part of a team or leading a group of consultants.
• Excellent understanding of the functional architecture of API integrations across systems.
• Good understanding of Peer to Peer Lending model.
• Understanding of Channel Banking – Mobile and Online.
• Wealth of knowledge with various strategies and products implemented for customers across the globe.
Experience

Co-Founder at DataProrrisi Inc.

Mar 2018 - Present

DataProrrisi is a cloud based machine learning driven decision engine that helps banks and lenders improve credit quality and increase collections. By using lenders existing customer and operational data, DataProrrisi’s machine learning based predictive models approve credit, predict borrowers future payment behavior and suggest most effective collection strategy when needed.

Founder - Consultant at FinTec Consulting - Consulting. Done Right.

Feb 2018 - Present

Trying to solve the biggest challenge an organization faces while migrating to a new technology, deciding between what they want and what they need. Our consultants understand the client’s business, document the process, help choose the best fit in terms of technology and take them over the line.

Education

MBA at University of Madras

Dec 2004 - Dec 2006

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