Arindam Das

Risk Analyst at HSBC

Kolkata, West Bengal, India

Summary
Company Valuation Credit Rating Basel III Basel II Finance
MBA (Finance) and BE (Mechanical) with 5 years of professional experience in credit risk assessment, financial projection, business valuation and Basel/PRA guidelines. Also Financial Risk Manager (FRM) part-2 candidate and Chartered Financial Analyst (CFA) level-2 candidate.
I intend to pursue career in risk management domain as it would suite my experience and interest.
Experience

Analyst at HSBC Global Risk Analytics

Oct 2016 - Present

• Perform self-assessment of Wholesale Credit IRB models in line with regulatory (PRA) guidelines • Analyze model-wise RWA and EAD data of Wholesale Credit IRB models for regulatory submission • Review group regulatory policies (eg. Parental Support Framework, Overrides etc) to address queries from model development team • Analyze regulatory policy changes in the Credit Risk domain and present to the group senior management • Part of the global model oversight committee for model risk governance of Wholesale Credit Risk models • Capture group level project updates alongwith risks and its associated action plans • Track model risk issues raised by second and third line of defense and coordinate for remediation plan • Track loss recovery data for entities from Asia Pacific region of the Bank

Senior Associate Analyst at ICRA Ltd

Apr 2014 - Sep 2016

• Perform detailed credit risk analysis of large-corporate and mid-corporate entities • Evaluate financial risk profile based on detailed assessment of balance sheet, income statement and cash flow statement • Evaluate operational risk profile based on analysis of business model and management quality • Assess competitiveness of the rated entity based on industry peer comparison • Project cashflow based on key macro-economic factors and management discussion to assess future credit worthiness of the rated entity • Present a comprehensive report and recommend rating to the assessment committee • Publish a detailed rationale of the assigned rating for investors and other stakeholders • Perform annual surveillance or review the credit profile of rated companies based on new material changes

Senior Engineer at Sesa Goa Ltd

Jun 2010 - Apr 2012

• Prepare annual budget/capital expenditure plan and resource mapping for maintenance department • Analyze departmental key performance indicators (KPI) and plan mitigating measures • Present monthly operational review report for the department to the senior management • Perform root cause analysis of major breakdown and plan mitigating measures • Track various improvement projects in the department as a part of continuous improvement policy • Perform cost benefit analysis of ongoing projects in the department

Education

M.B.A.(Finance) at Bharathidasan Institute of Management

Jun 2012 - Mar 2014

B.E.(Mechanical) at Assam Engg College

Jun 2006 - May 2010

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